Wednesday, April 14, 2021 / by Peter + Traci Prantner
This week we are answering some frequently asked questions. Here are four of the more popular questions we get.
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Question: When you are trying to buy a house, what you should not do?
Answer: Three things... 1) Do not cause income to go down. This will negatively impact your buying power, meaning you will not get approved for as high priced of a house. Do whatever you can to not change this. Don't work fewer hours if you are hourly. If you are self employed, do not have your expenses go up or your revenue to go down. Your income is based on your net revenue. 2) Debt to go up. Don't open any new credit cards, don't buy a new car or lease anything. Don't do anything to cause to your required monthly payments to go up. This includes carrying a higher balance on your credit cards having your monthly credit card minimums go up. 3) Anything to change your credit score, specifically letting your credit score go down. This inc ...
Wednesday, February 24, 2021 / by Peter + Traci Prantner
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Have you ever wondered what a day looks like for a real estate agent? I have some insight and logged what my day looked like. This is just another day. One thing with us is each day is different. Most mornings start with phone calls to different people we are working with or getting ready to work with. It isn't uncommon for me to try calling 30 different people and actually speaking with four to eight different clients. On this particular day, I had to forego my morning routine so that I could hang out at a client's home inspection for a house they were buying. During this day one of the inspectors realized they didn't have the right equipment and then they tried to reschedule for the same day, but that didn't work out. Because of this my schedule became a little hairy. I was finally able to make it back to my desk by the end of the day in time to make some phone calls, put together the weekly marketing email, and attend a webinar ...
Tuesday, January 26, 2021 / by Peter + Traci Prantner
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If you have ever bought a home, you know that it can be nerve wracking. There are certain steps along the way to buying (or selling) a home that are more likely than others to cause a deal to fall apart. As realtors we are here to help guide clients through these obstacles and to help keep you calm and low stress along the way. There are four areas that are more vulnerable to a contract falling apart than others. I'll talk about them here.
Contract Getting Accepted. Let's pause for a moment and talk about today's environment. Houses that are decent and priced right are being listed and multiple contracts received in a matter of days. We are seeing it constantly. Although not a contract falling apart, but certainly can be just as frustrating is when the offers you are presenting aren't being accepted time and time again. It's important to work with an agent that has experience in multiple offer situations. There are things ...